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Phishing6 min read18 June 2026

How to Spot a Phishing Email: The Complete Guide

Learn practical checks for suspicious sender addresses, urgent language, links, and attachments — and safer next steps if an email worries you.

Phishing emails are designed to trick people into clicking a malicious link, downloading malware, or handing over login credentials or financial details. A message can look polished, so use independent verification rather than appearance alone.

What Is a Phishing Email?

A phishing email impersonates a trusted organisation — a bank, a delivery company, HMRC, Amazon, PayPal, or even your employer — to trick you into taking an action that benefits the fraudster. The email typically creates urgency: your account has been compromised, a payment has failed, a parcel is waiting, or you owe money.

How to Spot a Phishing Email

What to CheckWhat to Look For
Sender addressDoes it match the real domain? (e.g. support@paypa1.com is not PayPal)
GreetingGeneric ("Dear Customer") vs. your real name
UrgencyPressure to act immediately is a major red flag
LinksHover over links — does the URL match the claimed sender?
AttachmentsUnexpected attachments, especially .zip, .exe, or .doc files
GrammarPoor spelling and grammar (though modern AI-generated phishing is often flawless)

Spear Phishing: Targeted Attacks

Spear phishing is a more sophisticated variant where the attacker researches their target and personalises the email. They may use your name, your employer's name, or reference a recent transaction. These are much harder to detect and are commonly used in business email compromise (BEC) attacks.

What to Do With a Suspicious Email

Do not click any links or download any attachments. If the email claims to be from a company you use, go directly to that company's website by typing the address in your browser. Report phishing emails to the NCSC at report@phishing.gov.uk. If you clicked a link, change your passwords immediately and check your accounts for suspicious activity.

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